Dental Financing and Payment Plan Options

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In order to provide an exceptional level of dental care for every individual, Bethesda Sedation Dentistry is not a network provider for any insurance company. Dental insurance agencies have coverage limits and will only pay for “reasonable and customary fees” that are calculated based on average costs charged by a range of dental offices. Unfortunately, these average expenses don’t take into account the individualized care, degree of service, quality of materials, and various amenities offered at respective practices. By not partnering with insurance companies, we are able to recommend and perform the most effective treatment for each unique case without the concern of what will or will not be paid for by insurance—all while providing the best clinical care possible.

Without dental insurance, however, we understand that “cost” can be a major deterrent to patients seeking the dental care they need or desire. To help alleviate this concern, our dentistsDr. Deb Klotz and Dr. Rob Schlossberg—offer dental financing and payment plan options through CareCredit® and PatientFi® that can fit virtually any budget. If you are interested in financial assistance to cover the expense of a particular dental treatment or service, our friendly and knowledgeable staff will be more than happy to help you review your choices and get started on the CareCredit® or PatientFi® application process. Once the application is filed and approval is received, you will on your way to achieving a beautiful smile at a comfortable and affordable price.

To learn more about financing through CareCredit® and PatientFi®, we encourage you to read the short descriptions below and follow the links to each company’s respective website. If you have any questions, please do not hesitate to contact our practice today.


CareCredit® is one of the most highly respected and trusted healthcare lenders in the United States. With this financial aid service, patients can choose from a variety of monthly payment plans, many of which have minimal to zero interest rates. There are no fees that need to be paid upfront, and the application process is made to be as simple and streamlined as possible. If approval is received—which usually happens within minutes of filing—treatment can proceed immediately. As an added benefit, it is not necessary for approved individuals to re-apply in the future should they decide to utilize CareCredit® for another dental procedure later down the road.

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PatientFi® partners with healthcare practices to offer wallet-friendly monthly payment plans to meet the fiscal needs of virtually any dental patient. The secure online application process is quick and easy, providing an approval decision in a matter of seconds so that treatment can start right away. The extended pay periods available can help make even the most complex dental procedures affordable for most budgets—allowing patients to avoid sacrificing quality due to cost restrictions.


Contact Bethesda Sedation Dentistry

For more information about dental financing and payment plan options, or if you would like to schedule an appointment with one of our experienced dentists, please feel free to contact Bethesda Sedation Dentistry today.